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For sale 2 bedroom apartment in the center of old town of Cartagena

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Channel Group Inmobiliarias - Elche 966 673 250  
  • 2
  • 2
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295.000 €
* Taxes not included in the price
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Perched two floors above the street, this apartment exudes tranquility and boasts an impressive ceiling height, creating an airy ambiance. Upon entering from the stairwell, convenient clothes storage awaits, leading through the corridor to both the private bedrooms and the inviting living room seamlessly connected to the modern and subtly designed kitchen. The living room features both a small balcony and an exquisite bay window overlooking the street.

The bedrooms are peacefully oriented towards the private courtyard, with the Master bedroom offering ample space for clothes storage and a desk. Within the suite, you'll discover a private bathroom adorned with exclusive materials. The smaller bedroom accommodates a bed, clothes storage, and space for a small desk. The guest bathroom boasts its own shower and shares the same exclusive material composition as the master bathroom.

Situated in the heart of Old Town Cartagena, just a stone's throw away from the illustrious and opulent Grand Hotel, now transformed into a banking palace, this apartment offers proximity to all the city has to offer while maintaining a remarkably serene ambiance. In the tradition of Grand Hotels worldwide, renowned for their strategic locations, this apartment benefits from an extraordinary setting, placing you in the heart of Cartagena's charm. A mere few minutes' walk will lead you to Calle Mayor, the bustling main shopping street of Cartagena, pulsating with life, diverse dining options, and shopping delights. Welcome to your new home, where a thriving lifestyle awaits you in the midst of one of Cartagena's most exclusive and convenient locales.

Please note that the actual interior and exterior may differ slightly from the visualizations provided.

Currently in construction.



**In compliance with the information obligations established by Law 10/2025 of 28 December on customer service and transparency, as well as the applicable sector-specific regulations currently in force, it is hereby stated that the indicated sale price does not include the expenses and taxes inherent to the acquisition of the property, which shall be borne by the purchasing party and are detailed below:**

# TAXES PAYABLE ON RESIDENTIAL PROPERTIES

## First transfer (new build properties)

### Value Added Tax (VAT)

**10% (General Rate):**
Applicable to the vast majority of newly built residential properties, including up to a maximum of two parking spaces and any annexes transferred together with the property within the same building.

**4% (Reduced Rate):**
Applicable exclusively to Officially Protected Housing (VPO – *Viviendas de Protección Oficial*) under a special regime or publicly promoted housing programmes.

Further information:

https://sede.agenciatributaria.gob.es/Sede/iva/iva-operaciones-inmobiliarias/compro-vivienda-tengo-que-pagar-itp.html

### Stamp Duty / Tax on Documented Legal Acts (IAJD)

**1.4% (General Rate):**
This is the standard rate applicable to public deeds of sale and purchase of newly built properties subject to VAT.

**0.1% (Super-reduced Rate):**
Special tax benefit applicable when the newly built property is intended to be the purchaser’s first habitual residence.

The current applicable rates, including the latest tax updates introduced by the Generalitat Valenciana, are detailed at:

https://hisenda.gva.es/es/web/tributos/beneficis-fiscals-2026

---

## Second transfer (resales / second-hand properties)

### Property Transfer Tax (ITP – *Impuesto sobre Transmisiones Patrimoniales*)

The applicable tax rate in the Autonomous Community of Valencia shall be **9%** (generally), without prejudice to reduced rates of **8%, 6%, 4% or 3%** that may apply depending on the purchaser’s personal circumstances or the characteristics of the property.

The tax is assessed on the **Cadastral Reference Value (Valor de Referencia del Catastro)** or the sale price, whichever is higher.

For comprehensive information regarding the operation, tax rates and tax benefits applicable to ITP in the Valencian Community, please consult the official website of the Valencian Tax Agency at:

https://atv.gva.es/es/itpajd

---

# TAXES PAYABLE ON COMMERCIAL PREMISES, INDUSTRIAL UNITS AND OFFICES

## First transfer (new build) of commercial premises, industrial units or offices

When the seller is the developer, builder or a business entity carrying out the first transfer, the transaction is subject to:

* **VAT at 21%**
(If the purchaser is a business/professional entity entitled to VAT deduction, the VAT paid may be recovered.)

* **Stamp Duty / Tax on Documented Legal Acts (AJD) at 1.4%**

---

## Second transfer of used commercial premises, industrial units or offices

When the transaction is not subject to VAT, the purchase is subject to:

### Property Transfer Tax (ITP)

* **9%** on the taxable base up to **€1,000,000**
* **11%** on the amount exceeding **€1,000,000**

---

## Second transfer between businesses with waiver of VAT exemption

This remains one of the most common transactions involving industrial units, office buildings and commercial premises acquired as investments.

Where the waiver of VAT exemption applies, the transaction is subject to:

* **VAT at 21%**
* **Stamp Duty / AJD at 1.4%**

If the purchaser is a business entity entitled to VAT deduction, the VAT paid may be recovered.

---

# COMMON EXPENSES APPLICABLE TO RESALES, NEW BUILD RESIDENTIAL SALES AND SALES OF COMMERCIAL PREMISES, INDUSTRIAL UNITS AND OFFICES

### • Notary Fees

Notarial fees shall be calculated in accordance with the official tariff regulated in Annex I of Royal Decree 1426/1989 of 17 November, approving the Notarial Fee Schedule.

### • Land Registry Fees

Registration of the property transfer at the Land Registry shall be invoiced according to the official tariff established in Annex I of Royal Decree 1427/1989 of 17 November.

### • Administrative Management Fees (Gestoría)

Fees for administrative processing, tax settlement and registration at the Land Registry amount to approximately **€423.50 (VAT included).**

### • Estate Agency Fees

Included in the advertised sale price (PVP) and paid by the seller.

### • Buyer’s Estate Agency Fees

Please be advised that, in certain cases, professional fees may be payable by the purchaser where they have contracted property acquisition services (**PSI – Personal Shopper Inmobiliario**).

**These fees are not linked to the purchase price of the property and are not included in it.**

Property Features

  • Reference TPG1125
  • Type of Operation For sale
  • Type of property Apartment
  • Zone / City Casco Antiguo / Cartagena
  • Net Internal Area 85 m2
  • Built Surface 85 m2
  • Condition Refurbished
  • Bedrooms 2
  • Bathrooms 2
  • Year built 1920
  • Exterior type All exterior
  • Community fees 35€
  • Regime Libre
  •  Balcony
  •  Air Cond. Central
  •  Terrace
  •  Elevator
  •  Wardrobes
  •  Furniture
  •  Water
  •  Safe
  •  All Exterior
  •  Shopping Centers
  •  Schools

Energy Efficiency Rating

Pending Energy Consumption
kWh/m2 Year		 Consumer Kg CO2/m2 Year

Situation

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280.000 €  
  • Reference
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